{"id":1779,"date":"2023-05-09T12:57:16","date_gmt":"2023-05-09T11:57:16","guid":{"rendered":"https:\/\/www.legallex.pl\/?p=1779"},"modified":"2023-05-09T12:59:34","modified_gmt":"2023-05-09T11:59:34","slug":"ile-spraw-przegrali-frankowicze-2","status":"publish","type":"post","link":"https:\/\/www.legallex.pl\/?p=1779&lang=en","title":{"rendered":"Ile spraw przegrali frankowicze?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1779\" class=\"elementor elementor-1779\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-6a7a43c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a7a43c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83d579f\" data-id=\"83d579f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2edc1b8 elementor-widget elementor-widget-text-editor\" data-id=\"2edc1b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Bior\u0105c pod uwag\u0119 fakt, \u017ce w ostatnim czasie na wokandach s\u0105d\u00f3w w wydzia\u0142ach cywilnych kr\u00f3luj\u0105 sprawy frankowe, mo\u017cna by si\u0119 zastanawia\u0107, jak wygl\u0105daj\u0105 statystyki, to znaczy ile procentowo spraw tego typu wygrali kredytobiorcy. Odpowied\u017a jest jednoznaczna \u2013 <strong>wygrywa zdecydowana wi\u0119kszo\u015b\u0107. Statystycznie a\u017c 98% spraw frankowych jest wygrywana przez\u00a0frankowicz\u00f3w.<\/strong> Wynika st\u0105d jednak, \u017ce 2% to\u00a0nadal sprawy przegrane, co wi\u0119c\u00a0powoduje t\u0119 przegran\u0105? Przede wszystkim dotycz\u0105 one b\u0142\u0119d\u00f3w formalnych, uchybienia termin\u00f3w i\u00a0braku lub sp\u00f3\u017anienia wniosk\u00f3w dowodowych sk\u0142adanych\u00a0 przez\u00a0pe\u0142nomocnika strony. Na tej podstawie mo\u017cna wi\u0119c \u015bmia\u0142o stwierdzi\u0107, \u017ce ka\u017cdy frankowicz ma ogromne szanse na wygranie swojej sprawy.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8014a85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8014a85\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8449dc5\" data-id=\"8449dc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1b0e9c elementor-widget elementor-widget-text-editor\" data-id=\"e1b0e9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mo\u017cna wi\u0119c m\u00f3wi\u0107, \u017ce nie ma powod\u00f3w do obaw, je\u015bli tylko sami si\u0119 nie\u00a0pogr\u0105\u017cymy. Je\u017celi wybierzemy odpowiedni\u0105 kancelari\u0119 frankow\u0105 z\u00a0do\u015bwiadczeniem jako swego pe\u0142nomocnika, nie\u00a0trzeba obawia\u0107 si\u0119 przegranej. Powodem jest ugruntowane orzecznictwo, kt\u00f3re w przeci\u0105gu ostatnich dw\u00f3ch lat sta\u0142o si\u0119 bardziej jednolite. S\u0105dy polskie, z racji przynale\u017cno\u015bci Polski do Unii Europejskiej, s\u0105 uznawane za s\u0105dy unijne. Musz\u0105 wi\u0119c przestrzega\u0107 prawa Unii, w tym wyrok\u00f3w Trybuna\u0142u Sprawiedliwo\u015bci Unii Europejskiej, kt\u00f3ry to \u201emasowo\u201d uniewa\u017cnia kredyty frankowe. W zwi\u0105zku z tym, w\u00a02021 roku banki przegra\u0142y a\u017c\u00a098% spraw. Najwi\u0119cej spraw frankowych przegra\u0142 mBank (ponad 900 wyrok\u00f3w dotyczy\u0142o przegranej w\u00a0I\u00a0instancji).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-95f52be elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"95f52be\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec90e53\" data-id=\"ec90e53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d845494 elementor-widget elementor-widget-text-editor\" data-id=\"d845494\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Zwi\u0119kszone ryzyko przegranej dotyczy\u0107 mo\u017ce przedsi\u0119biorc\u00f3w,<\/strong> poniewa\u017c wadliwo\u015b\u0107 umowy orzekana jest g\u0142\u00f3wnie na\u00a0mocy art. 385(1) k.c., jednak aby tak\u00a0si\u0119 sta\u0142o kredytobiorca musi posiada\u0107 status konsumenta. Trzeba jednak pami\u0119ta\u0107, \u017ce bycie przedsi\u0119biorc\u0105 nie\u00a0przekre\u015bla szans na\u00a0wygran\u0105 w\u00a0sprawie frankowej, tylko w pewnym stopniu komplikuje proces, poniewa\u017c niezb\u0119dnym jest wtedy wykazanie w\u00a0jakim celu kredyt by\u0142 zawarty. Je\u017celi kredyt zosta\u0142 zaci\u0105gni\u0119ty na\u00a0zakup mieszkania, bycie przedsi\u0119biorc\u0105 nie\u00a0jest przeszkod\u0105, ale\u00a0je\u015bli kredyt s\u0142u\u017cy\u0142 zakupowi lokalu u\u017cytkowego na\u00a0potrzeby prowadzonej dzia\u0142alno\u015bci gospodarczej mo\u017cna spraw\u0119 przegra\u0107. Nale\u017cy udowodni\u0107, \u017ce cel zakupu nie by\u0142 inwestycyjny. Co\u00a0istotne frankowicze przedsi\u0119biorcy r\u00f3wnie\u017c wygrywaj\u0105 w\u00a0s\u0105dach, czego dowodzi wyrok S\u0105du Najwy\u017cszego z\u00a028 kwietnia 2022\u00a0r., w\u00a0sprawie o\u00a0sygn. akt III CZP 40\/22. Uchwa\u0142a SN\u00a0stanowi, \u017ce\u00a0umowy kredyt\u00f3w frankowych zawarte z\u00a0przedsi\u0119biorcami r\u00f3wnie\u017c mog\u0105 by\u0107 uznane za\u00a0niewa\u017cne.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bior\u0105c pod uwag\u0119 fakt, \u017ce w ostatnim czasie na wokandach s\u0105d\u00f3w w wydzia\u0142ach cywilnych kr\u00f3luj\u0105 sprawy frankowe, mo\u017cna by si\u0119 zastanawia\u0107, jak wygl\u0105daj\u0105 statystyki, to znaczy ile procentowo spraw tego typu wygrali kredytobiorcy. Odpowied\u017a jest jednoznaczna \u2013 wygrywa zdecydowana wi\u0119kszo\u015b\u0107. Statystycznie a\u017c 98% spraw frankowych jest wygrywana przez\u00a0frankowicz\u00f3w. Wynika st\u0105d jednak, \u017ce 2% to\u00a0nadal sprawy &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.legallex.pl\/?p=1779&#038;lang=en\"> <span class=\"screen-reader-text\">Ile spraw przegrali frankowicze?<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[50,48],"tags":[],"class_list":["post-1779","post","type-post","status-publish","format-standard","hentry","category-kredyty-chf","category-publikacje-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ile spraw przegrali frankowicze? - Legallex<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legallex.pl\/?p=1779&#038;lang=en\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ile spraw przegrali frankowicze? - Legallex\" \/>\n<meta property=\"og:description\" content=\"Bior\u0105c pod uwag\u0119 fakt, \u017ce w ostatnim czasie na wokandach s\u0105d\u00f3w w wydzia\u0142ach cywilnych kr\u00f3luj\u0105 sprawy frankowe, mo\u017cna by si\u0119 zastanawia\u0107, jak wygl\u0105daj\u0105 statystyki, to znaczy ile procentowo spraw tego typu wygrali kredytobiorcy. Odpowied\u017a jest jednoznaczna \u2013 wygrywa zdecydowana wi\u0119kszo\u015b\u0107. Statystycznie a\u017c 98% spraw frankowych jest wygrywana przez\u00a0frankowicz\u00f3w. Wynika st\u0105d jednak, \u017ce 2% to\u00a0nadal sprawy &hellip; Ile spraw przegrali frankowicze? 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Odpowied\u017a jest jednoznaczna \u2013 wygrywa zdecydowana wi\u0119kszo\u015b\u0107. Statystycznie a\u017c 98% spraw frankowych jest wygrywana przez\u00a0frankowicz\u00f3w. Wynika st\u0105d jednak, \u017ce 2% to\u00a0nadal sprawy &hellip; Ile spraw przegrali frankowicze? 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